Vai alla Homepage del Portale
Dipartimento di Scienze Aziendali - DISA

Seminario Artificial intelligence and relationship lending

20 gennaio 2026

Professor Fabiana Sabatini, Economist at Bank of Italy.

  • 13:00 - 14:00
  • Online su Microsoft Teams e in presenza : Dipartimento di Scienze Aziendali - Via Capo di Lucca n°34 - Sala Seminari 1, Primo Piano, Bologna
  • Scienza e tecnologia In inglese

Per partecipare

Ingresso libero fino ad esaurimento posti

Programma

We study the interaction between banks’ adoption of artificial intelligence (AI) in credit scoring and relationship lending. Using a unique dataset on Italian banks’ investments in AI for the purpose of integrating their credit scoring techniques, matched with credit register data from one year before and one year after the outbreak of the Covid-19 crisis, we find that AI investments help banks mitigate the typical countercyclical effects of relationship lending on firms’ credit supply, as well as on their investment and employment decisions.

Contatti

Evento nell'ambito:

DIMPACT Research Seminars 2026

dal

The DIMPACT seminars are organized by the Department as part of "DIMPACT-Digital Innovation Management Pioneering Artificial Intelligence and Change Technology", on topics specific to the research activities of this center. These seminars are reserved for the Department od Management.